If this post makes you think less of me, act like you've never read it:
Lately a lot of thoughts have been circling round my mind and all of them having to do with money. Am I obsessed? I think I could honestly say yes.
My first car was a $250 multicolored blue '86 Dodge
Omni in college.
The car I am considering buying now a '07 Honda Civic.
My first house cost $132,000.
My house now cost, well let's just say considerably more.
Our income when we bought our first house was $36,000/yr.
Our income now, lets just say a little more.
Is this too much personal information? Possibly; but I use it to illustrate a point. I think it is safe to say that my standard of living is progressively getting better. But I also feel like there is pressure there too. I now live in a nice neighborhood and there are certain expectations. I don't think anyone here would appreciate me purchasing an '86 Dodge
Omni with door handles that break off with some regularity, a muffler that could use fine tuning, and the battery's inability to hold a charge causing the need for semi-frequent
jump starts. And quite frankly I don't have the desire to drive around drawing negative attention in that type of vehicle.
But I still have the desire to be a frugal, deal getting, penny pinching minx. And if that car runs great despite its aesthetic appearance, I still would want it. I still want to get the best possible deals on our family Christmas lists this year. I want to shout to everyone that this week I spent less than $101 on two week's worth of groceries for 6 people. I don't want to get a
texting package when I don't think I need it, but am forced to consider it as my monthly bill is increasing due to others
texting me, now making the
texting plan a better deal after all. Can I tell people please do not text me? Call me, email me,
facebook me - they are all free. And as my old phone is on the cusp of death do I go for a free standard flip phone that meets my needs or a
PDA for free also, but where I must purchase a $20 multimedia package for a 2 year contract. When people look at me questioningly about the
texting plan and the other very visible ways I try to save money I have to wonder - is it okay to explain that we live on half of our income due to taxes, saving for retirement, missions, and college for our kids, and donating the other half. And is it okay to be sad that I again will go another year without having my basement finished this year, because I refuse to go into debt at all minus my house. And is it okay to wonder if all this saving and frugality is sometimes pointless because of the total instability of our nation's financial future? And is my obsession with money of my own imposing helpful or hurtful?
Sometimes I just don't know.